Buy to Let Mortgages for Limited Companies
A limited company buy-to-let mortgage is quite different to a residential mortgage
Opting for a limited company mortgage can be a strategic move for landlords and property investors looking to optimise their financial positioning.
By taking out a mortgage under a limited company, you not only benefit from potential tax efficiencies but also gain the flexibility to manage multiple properties within a single corporate structure.
Limited Company Mortgage Questions and Answers
What are limited company mortgages?
Tailored solutions for forward-thinking landlords who prefer to manage their properties through a limited company structure. It’s a prime example of how you can leverage modern finance mechanisms while staying true to your future goals.
What is an SPV (Special Purpose Vehicle)?
An SPV is like a business sidekick designed for a specific mission. It operates as a separate entity with its own assets and liabilities, protecting your company’s finances. Its purpose is to manage risks while maximizing opportunities, blending modern asset management with traditional business ethics.
Can I get a mortgage through a limited company?
It’s not as straightforward as your regular mortgage, but it’s certainly possible! Your best bet? Chat with our specialist mortgage brokers to see what avenues you can explore.
Are limited company mortgages more expensive?
While the interest rates for limited company mortgages may be a tad higher and the perks a touch less than your regular Buy-To-Let rates, it’s not all gloom and doom. Having a chat with a savvy mortgage broker could shed some light on the silver linings of each scenario. We’re all about equipping you with the right knowledge to make informed decisions.
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